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all in the wording.

April 28th, 2020 at 03:36 am


So my daughter works for a very large grocery retailer the topic of masks come to mind. Due to a medical condition it is very hard for DD to breathe wearing a mask for long periods of time. They excused her from it now a week plus later they say it is Required... so we looked into it ..
According to OSHA to make required.... the business is required to pay for medical clearances and Provide clean masks for each shift.

The mask they passed out and ask staff to wash is practically see thru and you can blow out a match through it. The manager confessed he was trying to push an issue and the corporation wants all staff to wear for show to the customers but does not require because the cost of compliance to OSHA rules.

So when reading people saying their STATE requires a mask they would be subject to the same OSHA requirements to make sure it is safe for people to wear masks that may interfere with their breathing. Not just make a cloth mask at home.

A recent car wreck was attributed to lady passing out after long time wearing a mask while driving ...I have no idea why she would since she was alone in car, but perhaps she was told it is REQUIRED.
Words like suggests/ recommends / prefers is not the same as REQUIRE..... so is the government going to help with all businesses forced to comply with OSHA respiratory regulations in reopening? you also would need at least N95 masks and a person trained for correct fit etc.

about to step on some toes

April 15th, 2020 at 02:38 pm

I have alot of time to think about items as WFH has been really watch TV or movie answer a couple of emails and attend one or two zoom meetings.
leaves alot of time to do other things or think about things.
As I said in my post yesterday my DD is thinking about moving out of the house she has rented from me.

I did not expect this to bother me as much as it has. I have been thinking about what is next. we moved a few years ago for DH work and bought a second home here for cash. I have never liked this area and had hoped to move home when we retired.
That is what he told me we kept house and rented to DD and SIL for an extremely reasonable price. It is in a good location and has 5 bedrooms so it can be sold I guess, I just feel lost as this was our home from early on and I am somewhat attached to it.
I am trying to see it as a box or commodity simply to be sold. I look around to some we know who have beautiful new built homes that look like a catalog but they are never there both working into retirement trying to pay for this show home ... WHY have that unless you have the time to enjoy it?
Both my home are not the newest builds and latest gadgets etc but both are good locations and very functional. I think DH has changed his mind on moving back as the area we are now has more temperate weather. All he seems concerned about is how long a golf season is.
So I think DD and SIL should have been more upfront on their intentions and I also think DH should be clear on do we sell or not. If I hear what ever you want one more time I might snap.
If nothing has any sentimental value I guess I should start purging all my things now.
It helps to vent.....

Things shoved to the back of my mind

April 15th, 2020 at 01:44 am

Well when texting with my daughter she slightly mentioned that her and SIL have been discussing looking for their own house as they have " rented" at a huge discounted rate our house for the last 5 years.

I knew sooner or later they may move was just not really thinking it would be now. They have OK jobs and thanks to low rent and such have grown a fairly decent savings.
It was ironic since she was just talking of a friend whose hubby was just laid off and the friends don't know how to make their mortgage. Many of SIL and DD friends bought too much house and will struggle in bad times like now.
I do not want to hold them back and they have not really started looking but i think personally they feel super flush NOW but a down payment will wipe out most of their nest egg and both cars are older with a decent amount of miles so i would hate to see them with a mortgage and needing a new auto.

I feel somewhat torn as much as i want them to be careful discouraging taking on big debt seems like i am just protecting my interests.

I can rent for twice what they pay but will need to go in and update some items etc. i offered to do any small updates for them but they have not responded back. should i just approach it like they are moving and make plans for updates or should i wait and see.

trying to see brightside

April 13th, 2020 at 04:43 pm

I know there are many different perspectives and perhaps reactions to the current stay at home world many of us are living in.
I just recently when logging in to my auto insurance see not only did our rate fall this time but the company we have is giving 20% off for April and May due to many not driving during this.
I am not going anywhere in my car except once a week to grocery. So it is a win I guess.

I have not had to get gas for over 3 weeks now so i am taking that money and putting it in one of our savings account.
It is getting hard to plan to go do anything even a month out because who knows if we will need to reschedule again and again.
Tried to clean up the yard but not sure if local garden place is open or not to get a few items I would need.
I am in need of a distraction even watching TV is becoming difficult for every commercial is pandering to the current situation and I find this somewhat irritating.
We went out once for lunch at a car hop type place thinking of supporting local business found i must be the only person in town staying in as the parking lots to ANYTHING open was full.
I know I had the virus based on hearing the symptoms of many recovered and seeing my bout in early march were remarkably the same. It was mild the cough was annoying but went away after about a week.

I wonder what type of world we will have AFTER this. while I can see the points to the distancing etc. I do not like how some are acting regarding others.
I went out quickly and saw a few whom did not wear a mask or scarf etc and people felt the urge to aggressively lecture people.... I think it does not help anything to be some self appointed expert and spouting whatever they heard at people. I hope people can be civil this clearly shows that MANY need to take a look at their own behaviors in public.


mixed bag of thoughts

March 27th, 2020 at 02:42 pm

I feel for all those out there that either are at risk and worried or having a difficult time during this crisis.
I am really done with all this BS we are getting in the media as the numbers ( often different by every source)are not making sense.they simply do NOT have REAL numbers too many may have had with mild or no symptoms and recovered these will never be confirmed.
In my area a local death was being reported without the patients age/ health issues or other complications in order i believe to LEAD the story in a way to scare more people.
The person's family came out and stated age/ previous health issues and the fact the person did NOT seek medical help until it was too late regardless that the family had urged the person to for a week. I seriously cannot trust the local news after this blatant omitting of information to fit a narrative.
I did not get out before the great TP buyout and now down to my last few rolls so will need to venture out to find supplies it has been a couple weeks i have a hard time seeing why some still have no stock of some items.
The company I am at is open and most are working from home which means even less work then i had going in but as i am doing work and no cost for commute or other expenses I actually have came out a bit ahead this last 2 weeks.
I also do not understand what some people call essential as the number of places closed here seems to be smaller then those still open as "essential"

my favorite past time

March 12th, 2020 at 01:10 pm

As with any hobby there are ups and downs and since I really like to people watch this hysteria has upped the drama.
The absolute meltdown of a person since Starbucks is not refilling reusable cups at this time who cares about pandemics if you can save a paper cup . ...
The person who thinks the young lady at the store can be convinced to "find" some hand sanitizer they are somehow holding in the backroom for really "special people.
The few ladies who brought their kids (since their school is closed ) to McDonald's to play together while mommies talk. or chatting in store as their kids are licking the cart......
Welcome to the hot zone......
We got a serious email from CEO asking people to come only if it is VITAL but evidently my boss does not know what that means. I sat for 4 hours with nothing to do.... nor does 25% of Staff still on site they have one suspected case they said they would alert anyone who may have had contact as we have many buildings. We badge in each time to enter but NO one that had visited suspects building has been notified and security company says the data is not easy to compile it would be pages and pages as people come and go so they are just asking guy who he talked to not who was near him......
Clearly as I look around I see so many simply herding cats .... I feel for anyone with health issues that will make this more dangerous.
If people are counting on the words they were told they are going to be severely disappointed. Most "actions" were after the cat is out of the bag and overlooking the pre-symptom time frame.

tax surprise

February 2nd, 2020 at 09:42 pm

We usually break even with taxes in most years I was curious as how this year would turn out.
Since I temped with 2 different placement groups I could no longer log in to get a look early for one group so had to wait for mail.
It is super bizarre I always fill out withholding the same but I made more money at that placement overall and they took out way less tax, then they should have.
So a quick calculation shows us owing big.

I can cut total owed down by adding to my (2019)IRA as I can deduct the full contribution. It is not a dollar for dollar swap and we will end up paying something but I can bring it down by a good chunk.
It is frustrating since it will take my focus and funds from my regular savings plan or I can dig into one of my savings accounts. It also means now is not the time to leave this job even though I hate it.

I also had a small medical visit that I am not sure how the new insurance will pay. I just feel somewhat defeated at the moment.

observations

January 8th, 2020 at 01:47 pm

How often do you look around or actually observe the small piece of world around you??

I am very bored at work and I am trying to appease myself into staying at least half the year to my contract end date. I am running out of diversions to take up time. So I started to look around and observe co-workers to find what makes these people tick and make them seem ok with the boredom. ( many are not as bored as they seem to have difficulty doing the tasks or end up redoing several times)

BAD idea in this case but I have had places before that the people were interesting enough that made up for job issues. I almost feel like I am less inspired to stay here.
Do the people around you in job/ social circles inspire you (financially)?
or do you look around and think these people are why so many are in debt, live paycheck to paycheck and have NO plan.
While this company has a strict sounding training on NO insider trading their actions of late seem to defy it.
Upper management for months telling employees NOW is a good time to buy stock etc. Then since many employees are NOT in shape to go out and buy stock on their own they are now setting up and pushing an ESPP ( only for real employees not the many contractors they employ) makes me nervous at the mixed messages.

The products some still in testing etc seem to be a good bet but the actions lately of company seem to throw up red flags.....

2020 new year

January 4th, 2020 at 08:02 pm

So as the new year starts I want to hit the ground running...

I have not hit the maximum for IRA/ Roth for 2019 but from experience last year even with notations it is for 2019 sometime in the processing they credit 2020.
I am thinking forgoing trying to finish 2019 contributions but jump to this year.
I toy every other month with slowing down the extra house payoff and throwing more in retirement accounts but I feel cautious that I do not want to throw too much at investing buying at high prices.

Which brings me to the job front. I do not want to stay but the money is good and I have flush funds to invest... so i could find something else but for same hours i would be making less per hour. my contract lasts until July I have lasted this long unless they offer a permanent position i will decline.

year end reflections

December 28th, 2019 at 03:54 am

we had a quiet holiday went across state to see the grand kids.
We have been really cutting back on holiday purchases simply because our immediate family has no real need of items that they do not go out and buy themselves. Spent money for a breakfast out today before we headed home and we brought some items that we had on Christmas dinner.
SIL and daughter both had colds so they gave us a cold for Christmas!
I know it was not on purpose but i feel like something is seriously coming on. Hopefully i can just rest up before I return to work on the 2nd.
I enjoy reading the other blogs and although I could probably add up the total of expenses throughout the year it would take some detective work.
I do know that I paid $7040.21 towards principal on house #1. with just regular payments would have been $3600.
I also was able to contribute a good amount to my IRA and a Roth IRA. I will check to see how much I need to meet the max for 2019 since i still have a few months to meet that.
my investments capital gain/ dividend netted about $9800.00 in December.
DH got a call when we were traveling the owner of his company has a surprise bonus check for him so I guess we will see what that is next week.

making lemonade

December 17th, 2019 at 02:30 pm

I realize my posts have been a bit of a bummer and was used to vent my frustration but maybe i need to try to see the possibility of lemonade out of the lemons.

I have a home / my family is doing well/ my investments just reported huge dividends and capital gains (most in retirement accts) only a bit in taxable investments/ i do not need this job but it is affording me the opportunity to sock away money to meet some goals.

my car would not start (the battery was low) i had to wait about 30 plus minute but DH came and jumped the car.
I had raised the hood in parking lot but not one person whom was leaving work asked if i need help or anything. i was a bit surprised as the act so nice in the context of work. My DH reminded me that some people do not know how to do simple things like give a jump. Basic life skills they need to hire someone.

All in all I am good the reason this job is so boring is most around me make it harder then it is create problems that do not exist and if they live their life that way it must be awful.

priorities

December 10th, 2019 at 02:49 pm

The holidays are upon us and once again the hassle will start i should just jump right in.

I cancelled Christmas one year, i had zero help was working OT in retail and DH thought i should be able to do it all NOPE. I know he was mad and continues to remind me of that fateful year. This year our kids are grown they have different lifestyles and interests and do not need Stuff just because. I want to honor that wish and no longer give gifts out of obligation......... but as always.... DH will wait until last second and ask what did you get for x/ y or z??????
I tried to get ahead of the issue by saying do you want more knick knacks we don't need? ... well neither do they. it is not sinking in his thick skull.

I told him i am not sure we should even buy anything but a small item for grandkids as their other side of family ( dollar store type) fills their house with tons of garbage toys that they play with a few times and forget or break.
In the last year etc we just added money to a fund we started for them but once again DH is off on a buy garbage bonanza. He seems dismayed that some items are backorder and will not be available until january.....DUH it is midway in December.

This along with the fact we have personal business to take care of by end of year but he seems to think we have lots of time is driving me insane.

I get so much stress i just shut down. last week DH bought dinner on way home and only wanted a sandwich one night so in this weeks grocery i bought bare minimum ..... I buy with a meal plan in mind (yes it is communicated) but lately he is getting home earlier then me and (who knows why he has not done this in months) starts cooking something entirely different then the plan. throws off all my ingredients especially fresh items that do NOT last until next week. I have cut way back on produce because of this tired of throwing money away.
I have come to the point where i want to act like roommates buy your own food and leave me out of it.

This is the one time of year he simply does not stay with plans or evidently pays zero attention.

Last minute appease him BS costs me every year and simply put i do not have the extra as the company i am temping with shuts down for 10 days from Christmas to past new years and i will not have a check.
Maybe i just need to vent or maybe i need suggestions on dealing with the holiday disconnect.





sentimental Garbage

December 7th, 2019 at 06:45 pm

Perhaps a strange title but i was looking around my house and noticed. there are some items that need to go.

Example my son a couple of years ago managed a store at a mall and then he bought me (well meaning) a ton of scented lotions from one of those shops like Bodyworks, you know then buy three get 3 great idea if you have 6 people.. but nope mom got all 6 used some tried different scents but honestly i could grease up an elephant with this volume. I have it in a line on counter try to use as I can but in all honesty the only reason I am keeping is sentimental not functional. i have hovered over the bin but put them back on counter telling myself to use more.

I have many items like this. When my mom passed I took items from her home as memories but also because i knew she loved them . Items costume jewelry i may never wear, candles i have in boxes perhaps in a major power outage i could burn them .... pictures I have never hung .... they do bring memories but as i get older I realize they mean nothing to my own adult kids i tell them stories they nod politely but a 3rd generation candy dish is not going to be a treasure for them.
Some items may mean something to siblings but i do not talk to them at all i am thinking in some cases i took items more so they would not take and sell them at the urging of relatives ( couple siblings have issues with substance abuse) but i did not need or want some items. I am not even sure how i could return these item to them have not spoken in years. i see now sooner or later memories disappear and who know maybe these item will be a garage sale after I am gone.
what is the best way to let go.....