I was talking with a few friends and I read a great deal and always like to read comments in places that have them it shows me just how MANY people seem to think everyone is in the EXACT same circumstance.
I think People can agree on far more items then they think but too many seem to lack critical thinking about the whole pandemic thing.
Most here would say we are glad we have any kind of EF and we feel a bit more secure. Many whom still have their job may only have different protocols really do not walk in the shoes of those who have lost it all.
Those who think these programs are helping do not see the cliff ahead.... rent/ mortgage deferral is going to really snap back on many whom instead of using common sense think they NEVER have to pay back....
Those without kids may not truly see the school problem. It has been shown that ONLINE is not working for all ......studies in big cities show there are Thousands that never even logged on.
The kids who are doing well have either the desire to progress or a person maintaining the lesson plan..... the GAP in learning is widening greatly and that often translates into wide gap in finances later.
I find it sick that so many talk of schools simply as either daycare or food source for children. Teachers if older and perhaps with other conditions only are thinking of their well being NOT the learning of children.
This whole thing has depressed me that SO many simply do not take care of their own personal responsibility and instead want politicians or programs to FIX them.
The few people I know who lost their job of course are riding the "extra" unemployment but they should be thinking long term ...... the jobs listed in my area have quite a few listings not just low end items either..... for those waiting it out...... as many jobs may not come back that number of jobs GONE increases each day that areas restrict this or that.... if they wait until "extra" disappears then they will have tons
of competition for the jobs available....there is an opportunity to change things up but people seem to
ignore changes until forced into change and often with few choice at that point.
Things make no sense anymore unhealthy people have greater risk but they shut down the places designed to get people into shape .... hairdressers in MOST states their occupational license requires health concerns and how to keep customers/ themselves safe but shut those and let the kid i saw at a large store picking his nose be an ESSENTIAL worker handling food.
So many have jumped in to EXCUSE false reporting of cases :example florida labs with 100% positive results or manipulating information left out of reports..example a governor who claimed a city had their hospitalizations triple.... fact is hospital had 22 cases according to health district (5 hospitals in area)so the case before was 7? numbers kill the fear factor perhaps this guy can claim he did not LIE but anyone with common sense can see the narrative.
REALITY check many things needing to be addressed simply aren't and those who view things just by mass media and do not ask why information is NOT adding up are doomed.
I was talking with a few friends and I read a great deal and always like to read comments in places that have them it shows me just how MANY people seem to think everyone is in the EXACT same circumstance.
When I look around today I am amazed at the disconnect I see all around. where did reason go?
So many people just not thinking things through I am shaking my head... I have read articles regarding my states plan for pandemic we have had a small amount in comparison to many places but the reactions clearly do not reflect that... I saw a list ranking states by caseload how many case per 100,000 people why would states in the bottom 15 decide to try to follow states in the top 15.
Again not just addressing pocket areas of cases but instead a one size fits all mandates that have no enforcement and often loopholes you could drive a truck through.
People Need to MAKE personal health and risk decisions by themselves.
A local nursery has said NO to masks the owner said his employees have never touched their face before this as they do a lot to adjust or move masks etc... If they had anything they are spreading everywhere with their hands.
He said is customers do not want to come to his generally open air place with a few greenhouses "then Shop elsewhere",
It is insane that some have acted like he personally kicked them in the shin..... like no one in their whole life said no to them.
Friends who think they are "helping a business" by getting takeout but honestly if restaurants were not set up before this is not always working out well as added cost of take out containers and simply put some food items travel better then others....
Restaurants make money off the...
extras like beverages and desserts but these very seldom are those ordered for takeout.....if restaurants are open...just like before it is the STAFF more then the person at a table 6ft away you need to worry about that SAME staff is handling your takeout.
Finally after telling work if they have nothing for me to do I will leave ... as I cant sit for days just collecting a check ( I have had other offers).
They signed me up for more meetings where I either take minutes or just listen.....in case I can add anything...... so a person has had an ongoing "concern" about limited access rooms being propped open when vendors are working in those rooms ... his concern is that thermostat is located in there and person could change the settings..... SERIOUSLY ....
meanwhile a lab has found 48 liters of a highly flammable and possibly explosive material MISSING... but yes the thermostat item is getting more attention......
This is not an age thing as i see the complete disconnect from common sense in every age range in many different education levels ... I know there is no escape but I really need some sanity lately.
In getting mail yesterday i had a letter from a collection agency. I opened and found a debt from a medical visit i had to a local ER in January.
I had to wait until today as the billing group was in another time zone. I was confused as I had NEVER
received a bill and my insurance did not either.
I called today and waited 40 minutes to talk to a representative.
I laid out the scene no EOB as insurance never was billed/ no bill ever reaching me... and immediate turn over to collection. I told her i thought this was a poor business practice if this was their standard operational procedure.
My complaint is in trying to justify the representative resorted to illogical claims.
1.rep claim: "There was no insurance listed"... well this would be a subcontractor to the hospital so the hospital is the source of information.... other groups like hospital and radiology had correct information so this group was the ONLY one that did not have it or perhaps ask for it.
2. Rep claim "a bill was sent to patient and returned to them by post office" the address she had was deliverable so I doubted that and asked why no information was checked and her last illogical claim was they cannot call out to verify any information.
If a bill was returned i have never heard of company that did not verify address.
Perhaps regular reps cannot call out but find it odd since medical billing can have many small errors like transposed numbers etc .... that Someone should be researching the claims instead of fast track to a collection group.
I am debating sending a letter to medical group to inform them that this was very poor practice and as billing group represents them they should review where the ball was dropped.
I wonder if it will fall on deaf ears...I would like to think this may save someone else the time and aggravation.
The rep claims she is pulling from collection will bill insurance and correct address ( there was no issue) to mail bill after insurance is cleared.
I find it especially disturbing as medical debt is a huge problem in this country and some people do not fight to clear up a cascade of errors.
So I have been winding down my payments to various items because I was looking forward to my Mid-July end date from this job.
As I was going through updates/ notices regarding employees .... what do I come across a notice that MY contract was extending into next year.... NO one asked me NO one even contacted me.
Hours later I get an email from temp place saying the place I am at wants me to stay through August .....and then depending on their budget hire me permanently. I assume the extension into next year is based on if the permanent spot is not funded.... again NO ONE even asked me how I feel about it. I find it off putting that if place wants me to convert to a permanent employee perhaps they should have said something.
I am not happy about this one bit and I want to stay the course with exiting in July.
I spoke with DH and keep getting the same answer to just ride along until I find something else .... the truth is my income is extra not needed to maintain our basic COL just was adding to investments and retirement. He convinced me to move here saying i did not need to work anymore but I kept doing it to fill my days as well as boost our retirement.
I know all the lines about it is called work otherwise they would not pay you for it etc. If someone told me that in person I would slap them. I still think people should be semi content not just grit your teeth and take it. I did that to fulfill my contract even when I knew I disliked job going way back.
I also TOLD temp place how I felt in March so I feel this is especially rude to NOT ask me anything prior to me finding out how I did.
My temp assignments if they are long term at least are set to expire after 9 months. I always seem to get a 8th month itch of going back and forth in trying to see IF I want to stay.
My question for all those out there what helps you make up your mind?
When you get a new job how long is it before you decide ... this is not for me or i will stay until something better comes along etc.
What are other criteria you consider... company/ schedule/ commute ?
I believe too many are in their words "stuck in some job" because they simply quit looking for something better or they would be happier at... because of pattern or convenience.
I know one can basically leave any job with simple notice so why even think long term... but I simply do NOT see myself there in long term.
Most times i can force myself to meet the contract obligation but when i look around in the office i cannot see myself year after year here. The money is very good but i have zero give a crap about what i am doing or even doing a good job.
I am in awe everyday at the amount of complete mess this pandemic has brought to light.
We will learn very little as all the data seems corrupt i have only seen one state go back and try to correct their official counts on death as EVERY death is counted as a covid death in many many places.
NOW due to the complete lack of foresight for FRAUD some states mine included have been overrun with fraudulent claims. SO now all the unemployment numbers are corrupted as well. I no longer believe any of the stats.
The company I work for had a ton of claims filed for current staff that were never off of work. I too had someone fill a claim using a previous name and previous address.... one may think the state will catch such glaring errors but the governor told them to side step the basic verify steps to get unemployment out ASAP. Now the state has lost millions to fraud.
I filled out the fraud claim there was actually a choice on form of " not me i am still working"
I do not think they had a chance to pay on this false claim.... but am furious that even the most basic verification would have stopped this one in its tracks.
The state would not even share the info used by fraudsters that might help the victim narrow down where their information was stolen. What job did they list as last employment? / did they have my correct SSN or did they just put random # as with other friends who had claims filed with their name but wrong SSN# ( their state shared information).
I GUESS the BONUS for those of workers and businesses exposed is we get EXTRA work to play ID theft monitoring and watching every credit file.
I think any politician and any person working in unemployment department that did not stand up and say " rushing things through and skipping verification will be a disaster" should be held liable for all the taxpayers loss in this system.
If public employees were held even partially responsible then perhaps they would DO their jobs and when suggested by idiots to circumvent the items in place to safeguard the system ... they would tell them that is a recipe for disaster.
Even if my state will not recover the millions lost i do not think the rest of taxpayers should bail out this mismanagement.
Simply put do NOT believe the NEWS who paint the picture of millions of unemployment claims i know of at least 100 false..personally so i can imagine how WRONG this data is as well.
So my daughter works for a very large grocery retailer the topic of masks come to mind. Due to a medical condition it is very hard for DD to breathe wearing a mask for long periods of time. They excused her from it now a week plus later they say it is Required... so we looked into it ..
According to OSHA to make required.... the business is required to pay for medical clearances and Provide clean masks for each shift.
The mask they passed out and ask staff to wash is practically see thru and you can blow out a match through it. The manager confessed he was trying to push an issue and the corporation wants all staff to wear for show to the customers but does not require because the cost of compliance to OSHA rules.
So when reading people saying their STATE requires a mask they would be subject to the same OSHA requirements to make sure it is safe for people to wear masks that may interfere with their breathing. Not just make a cloth mask at home.
A recent car wreck was attributed to lady passing out after long time wearing a mask while driving ...I have no idea why she would since she was alone in car, but perhaps she was told it is REQUIRED.
Words like suggests/ recommends / prefers is not the same as REQUIRE..... so is the government going to help with all businesses forced to comply with OSHA respiratory regulations in reopening? you also would need at least N95 masks and a person trained for correct fit etc.
I have alot of time to think about items as WFH has been really watch TV or movie answer a couple of emails and attend one or two zoom meetings.
leaves alot of time to do other things or think about things.
As I said in my post yesterday my DD is thinking about moving out of the house she has rented from me.
I did not expect this to bother me as much as it has. I have been thinking about what is next. we moved a few years ago for DH work and bought a second home here for cash. I have never liked this area and had hoped to move home when we retired.
That is what he told me we kept house and rented to DD and SIL for an extremely reasonable price. It is in a good location and has 5 bedrooms so it can be sold I guess, I just feel lost as this was our home from early on and I am somewhat attached to it.
I am trying to see it as a box or commodity simply to be sold. I look around to some we know who have beautiful new built homes that look like a catalog but they are never there both working into retirement trying to pay for this show home ... WHY have that unless you have the time to enjoy it?
Both my home are not the newest builds and latest gadgets etc but both are good locations and very functional. I think DH has changed his mind on moving back as the area we are now has more temperate weather. All he seems concerned about is how long a golf season is.
So I think DD and SIL should have been more upfront on their intentions and I also think DH should be clear on do we sell or not. If I hear what ever you want one more time I might snap.
If nothing has any sentimental value I guess I should start purging all my things now.
It helps to vent.....
Well when texting with my daughter she slightly mentioned that her and SIL have been discussing looking for their own house as they have " rented" at a huge discounted rate our house for the last 5 years.
I knew sooner or later they may move was just not really thinking it would be now. They have OK jobs and thanks to low rent and such have grown a fairly decent savings.
It was ironic since she was just talking of a friend whose hubby was just laid off and the friends don't know how to make their mortgage. Many of SIL and DD friends bought too much house and will struggle in bad times like now.
I do not want to hold them back and they have not really started looking but i think personally they feel super flush NOW but a down payment will wipe out most of their nest egg and both cars are older with a decent amount of miles so i would hate to see them with a mortgage and needing a new auto.
I feel somewhat torn as much as i want them to be careful discouraging taking on big debt seems like i am just protecting my interests.
I can rent for twice what they pay but will need to go in and update some items etc. i offered to do any small updates for them but they have not responded back. should i just approach it like they are moving and make plans for updates or should i wait and see.
I know there are many different perspectives and perhaps reactions to the current stay at home world many of us are living in.
I just recently when logging in to my auto insurance see not only did our rate fall this time but the company we have is giving 20% off for April and May due to many not driving during this.
I am not going anywhere in my car except once a week to grocery. So it is a win I guess.
I have not had to get gas for over 3 weeks now so i am taking that money and putting it in one of our savings account.
It is getting hard to plan to go do anything even a month out because who knows if we will need to reschedule again and again.
Tried to clean up the yard but not sure if local garden place is open or not to get a few items I would need.
I am in need of a distraction even watching TV is becoming difficult for every commercial is pandering to the current situation and I find this somewhat irritating.
We went out once for lunch at a car hop type place thinking of supporting local business found i must be the only person in town staying in as the parking lots to ANYTHING open was full.
I know I had the virus based on hearing the symptoms of many recovered and seeing my bout in early march were remarkably the same. It was mild the cough was annoying but went away after about a week.
I wonder what type of world we will have AFTER this. while I can see the points to the distancing etc. I do not like how some are acting regarding others.
I went out quickly and saw a few whom did not wear a mask or scarf etc and people felt the urge to aggressively lecture people.... I think it does not help anything to be some self appointed expert and spouting whatever they heard at people. I hope people can be civil this clearly shows that MANY need to take a look at their own behaviors in public.
I feel for all those out there that either are at risk and worried or having a difficult time during this crisis.
I am really done with all this BS we are getting in the media as the numbers ( often different by every source)are not making sense.they simply do NOT have REAL numbers too many may have had with mild or no symptoms and recovered these will never be confirmed.
In my area a local death was being reported without the patients age/ health issues or other complications in order i believe to LEAD the story in a way to scare more people.
The person's family came out and stated age/ previous health issues and the fact the person did NOT seek medical help until it was too late regardless that the family had urged the person to for a week. I seriously cannot trust the local news after this blatant omitting of information to fit a narrative.
I did not get out before the great TP buyout and now down to my last few rolls so will need to venture out to find supplies it has been a couple weeks i have a hard time seeing why some still have no stock of some items.
The company I am at is open and most are working from home which means even less work then i had going in but as i am doing work and no cost for commute or other expenses I actually have came out a bit ahead this last 2 weeks.
I also do not understand what some people call essential as the number of places closed here seems to be smaller then those still open as "essential"