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ending august updates

August 19th, 2019 at 06:52 am

Well the job I had a LONG interview with was offered to me I accepted and now it has been almost 3 weeks and the start date is next Monday ( maybe). I can see why this job was open they pay well but if people need a job most can NOT wait week after week until they get IT set up etc. The funny ting was during the interview they acted like HOW soon can you start like they wanted the next day. I can truly see their sense of urgency is NOT the same as most. Since I am not desperate I could wait but I suspect that is why this was not filled already a person who need rent money and does not have the cushion of a spouse or EF could NOT wait.

I have been talking to a few friends and think I may need to reassess my job search in the future. a close friend took a job a couple years ago while they were finishing school. They had finished and I was confused as to WHY they had not moved on. well they showed me that although their per hour rate seems low the pay is all tied to incentive/ bonus thing and they are doing QUITE well once that is factored in. I was speaking to another person whom said her family member also took a job that paid that way and was ridiculously easy for a good worker to meet the criteria for bonuses.

BOTH places paid an attendance bonus and one even paid if you were ON TIME.
How sad that is needed to get your people to show up. I thought it must have been expensive for company but my friend said many simply do not show up or on time. I know the hourly rate is not impressive but when he added in bonuses reaching incentive goals etc he was clearing $2600 NET for two weeks. This would be more then the job I accepted.

I realize that if they got a decent crew those bonuses might be revised or cut but it seems like real easy money considering the job.

hey I noticed Lucky Robin had not posted in awhile since she was very good about every couple days maybe she is on vacation or something.





hurry up and wait

July 30th, 2019 at 11:46 am

So many things are quicker and easier ONLINE but job searches are NOT.
the minute you apply you have to be careful as the job advertised can be a bait and switch and every fly by night agencies start flooding your job email acct if you are smart and set one up separate from your real one. Then often they get more info and I get random texts and calls from people all over the country like I want to move 8 states away for a average job.

I applied for a job I have waited for a year to be an opening and the (government)job post does not close for 6 weeks so by they time I forget about it and take something else they may call.
I realize in this day and age it seems normal to take one and then quit if something else came up. I just feel bad leaving in a very short time. I know it is hard for these businesses to find and hire people.

In other aggravations I keep getting random and may I add very poorly executed calls from bill collectors trying to find a deceased family member. I have zero time for this and just added an extra step in phone screening and deleting and blocking these #.

I am trying to stay positive and ask each day that the path that presents itself is the right one for my next growth in life. I have an 2 hour interview later in week with a company an agency set up I am not sure this is a good fit or even if it is an item I WANT to do but have not brought myself to cancel this.


need to get motivated

July 18th, 2019 at 11:40 am

So I had a few meetings with people about jobs but I just am having trouble getting motivated to really sit down and search.
I realize I need clear motivation to be successful and not end up with another nightmare like last place. I keep spending at a minimum anyway so I am not rushed and want to be at least content with a new job.

I have been approached lately by people random inside stores asking to get money for gas or a purchase?
It is making me leery of going to any store in area alone. I have heard that a big city near mine with a big homeless population is trying to (under the radar of media) shoo them away so maybe they came north to my city.
I guess it will curtail any extra spending as I simply feel defensive to go into the grocery store now.
I do not want to be that person I know some people simply are having a problem but to be aggressively panhandled in a store aisle is TOO far.

this and that

July 12th, 2019 at 07:42 am

Well as a mixed blessing the temp job that IMO was poorly organized and executed has come to an end. The amount of work was grossly overestimated and now they ran out of enough to keep all busy.
Since I had a family member ill and did not need the job they decided to cut it short. I honestly think it was because I spoke up about a employee whom was doing some things that were at best questionable. I was honestly relieved by the whole thing. I had odd feelings about it and looking back know it would have been better if I had passed on that.

The manager was exposed for #1 not knowing the true amount of work and #2 lack of oversite on employee whom was out of control.


I have to get a tree removed from yard on house one and did not realize how pricey that can be but as it is very tall, half dead, and near power lines not a DIY event.

I really need to get in a clear frame of mind and be clear about my goals when looking for my next position. I have been offered another spot with same client company but NOW see how poorly run the whole operation seems to be.
Maybe a more permanent situation would be better. It is harder to focus on jobs when I am not under stress for the money. I will sit down and plan a path being far more picky to avoid a similar situation i just got out of.


shred day

June 29th, 2019 at 10:02 am

So in the process of looking for a piece of paper I know I touched at least twice last time I was looking for something else I uncovered a mess of papers I stuck in box or drawer meaning to look later.

I decided to go through and shred all OLD 2015 and prior items I have no idea why I keep as most I can access online even older lets say contribution conformations and bank statements.
Still have not come across the item I need but I cleaned out a large bag and recycled a ton of paper with no personal info/ and empty envelopes. so I feel more in control of paper mountain.

I am still moving money around to put as much away as possible while still on my bad temp assignment. I am slowly lowering amount I usually keep in checking was 2k lowered to 1500 now working on 900 but it is hard to go under amounts until I feel ok about it. it is the right thing as this checking account is not making interest and my other accounts are.
IT is just habit is hard to break.

I have applied for a much more promising position ( please keep good thoughts for me) that is more long term as this assignment has made me rethink my position on Temp work. I was ok enjoyed 6-12 month assignments and then taking time off in between but this one has been TOTALLY not worth it.
Started with some pre-cooking to save time making dinners in the weekdays I am working later then DH so he has to do some meals.
I par=roasted some vegetables and then he can heat and finish quickly in a pan. I also am pre-caramelizing some onions with peppers.
Went to a concert last night was very good and the best part was watching the crowd I am always amused by what people will do or wear in this area. I am dismayed that so many people seem to think an outfit for yardwork also doubles as night on the town. LOL

disappointed in people

June 26th, 2019 at 06:01 am

We have been super frugal for many years and put off some home items thinking we will find time to get it done.
Well the HOA sent a reminder to all about things put off either we are not the only ones or it was a round about nudge.
Anyway we decided to hire a person whom has done many projects in area He gave an estimate we discussed all items to be done.
we came home after the work was to be done and wow what a mess he hacked the trees/ bushes we have instead of pulling weeds only weed whacked to the ground so I will see them back soon.
This should have been a good days work he did in about 3 hours? my husband refused to pay the amount but offered about 1/2 as it was so poorly done.
The guy took that as payment but I am so unhappy we finally hired someone that did so badly even though other ppl here seem to hire this guy over and over.

I am kicking myself for not doing it myself.

Job continues to be less then great in fact barely tolerable I had an email to apply for a better position I sent my resume and such as requested hope I hear from them soon.
The MGR here was not sure if we had to work on the 4th of july until another TEMP told her on holidays the building is closed/ locked …. how could she be so uninformed she has been there a decade. A temp should not know more about policy / procedure then a manager.





look back to see progress

June 20th, 2019 at 06:04 am

this is one of the entries I had in the forum setting

June 2018
mort 27,920
car 4250
cc#1 125
cc#2 1095

NOW in 2019....
The difference now is I only have the mortgage which is at 21,938 all other is gone.

I have saved approx. about $4600 give or take a few dollars for ef/ house fund savings and another 3700 contributions in investment accts that include IRA/ ROTH/ an taxable fund acct.

I should feel great that there is a very noticeable progress but I am not feeling it.

I felt more focused when I had real debt. just too many places to put money now. Yes I want to focus better on ira/roth last year I wanted to increase the savings area first.



First check on this job

June 20th, 2019 at 05:23 am

I just saw the deposit of the first check of job. it was only for 38.5 hours as we cut a day short when the place had zero access for us due to poor planning.

as I finish up week 2 I really see this was a mistake to take this one. Anyway my money goes into 3 accts and will take a couple of checks to get back to levels I want.
After taking this job and being miserable I paid a bunch of things that depleted my accounts to below my Normal comfort level. Even though it was suppose to make me want to stay on job it did not help much. I paid enough on principle on house #1 so regular payments will take it down another $2000 level by end of year. added to retirement and took all savings accounts up a bit.

Was talking to co-workers whose lives are very different as they were desperate for check to hit their accts. They talked about changing direct deposit to their wives accts so they can curb their spending. I told them the place can split the deposit up to (6 )accts. and said I did that. I just do not understand how they can miss it as it is clear on the site we use for paycheck info.
I clearly do not get their world. Now they want everyone to go in to buy lunch for whole group. I do not want to be cheap but I see this as a headache and expense I simply do not want. Live in fear this will end up with all others "forgetting" their wallet or picking some expensive choice since they are spend every dime kind of people.

trying to make it work

June 15th, 2019 at 10:59 am

I realized my frustration level is effecting many aspects of my life. I really need more of a goal/ plan to be focused on other items.

I finished week one of new temp assignment I truly hope we can finish project faster then the 6 months they planned. There are 5 temps 2 I had worked with previously. one of those was let go last time for incompetence I cannot fathom why this place hired him again.
The 2 new temps are looking for permanent placements and this will not be one. New ppl to the temp game often fall for the cheerleading staff agencies who do this to get people to sign up.

One is traveling a big distance and it really confuses me as closer to her home is much bigger and busier in help wanted on ALL the job seeking websites so Why take a job so far from home? Other lady is from a place I found NEVER fired even the worst people but she was let go...…??? makes me wonder.

some already on day 3 begging for OT really hope they only offer to them as at least 2 of us DO NOT want any OT. It will be harder to find a new gig when they are insisting on 8-5 because that is the hours MGR likes to work. I guess I can schedule interviews and call them doctors appointments.

I dislike lying but am not impressed with this as after one week we did more work then they planned for and the manager wants us to slow down so it meets her time plan instead of having her boss see that mgr really did not KNOW how long this would take. Big game of CYA in my opinion.


Sorry to rant.
On the finance front I am still not sure what plan to put first bigger EF/ IRA/ principal paydown on house #1. It is easier to put up with crappy placements when I have a focus for the money so it is very important for me to pick one.

day one

June 10th, 2019 at 06:19 pm

Well today was day one of new job it was a complete disaster as the company still did not complete access for 3 out of 4 people the fifth person did not bother to show up and when called said she did not get the email we all did.
Really not looking forward to the next six months with this crew ( one they rehired was let go for incompetence during last assignment).
I hope the rest of week goes better. I was told I did not need to do some paperwork since we just left but once again the rep was WRONG and I had to spend about an hour doing paperwork again.

I am now seriously just staying until i line up another job I have always stayed the entire length of contract but I really do not feel they have lived up to anything they promised so why do I feel honor bound.

I have a bunch of expenses coming up and this will be easy money for that. need to get estimates on dealing with a tree that has a huge branch looking dead I want it cut off or tree removed before wind or storm blows it into my house( #1) or neighbors fence.

Need to invest some on my house #1 that daughter and son in law live in all though some small expenses I feel they could pick up since they are paying about 1/3 of market rate for rent.

does anyone follow the rules

May 31st, 2019 at 05:42 pm

so I did talk with a few other job items but was waiting thinking I would hear any day on start time on the job OFFERED and ACCEPTED on May 20th
I finally told them I had other offers was no longer waiting since I had not heard back from them and it has been almost 2 weeks. Immediately I got a phone call with many excuses for the delay etc.
they use an extremely small lab for employment screenings the page you print out and take had in all caps none would be done without an appointment so I followed the RULES and made the soonest possible. when I got there I found even with an all caps note in a different color from all of the page the squeezed ppl in IF they did not make an appointment.
WHY do I mention this ??
Because the first EXCUSE for dragging this out seemed to be insinuating it is MY fault I had to wait a few days for my appointment.
I guess I should have just showed up and demanded to be worked in sooner????
I am so angry now even though they also said they do not have computers set up for this job and my access although I was just on their system 30 days ago..... I passed on another opportunity at this point and with a Wednesday June 5th start date my first check will be for only 24 hrs.
this frustration is added to my other items I have had to deal with lately with a bank and others things.
the area I now live in just has this idea of oh well that is how things work... NO you keep a candidate in the loop as to timeframe etc not wait until they tell you I am thinking of taking something else. No wonder they seem so surprised when they find a good person most would have moved on.
I am at a loss lately as to why I HONOR my word. READ and follow rules and simply do my best when it seems like NO one else is.


I am simply at the point where I have calculated my expected return on this job and by January.
I will be moving back to my original city where People have more respect for others.


life on hold

May 29th, 2019 at 08:28 pm

so I had an interview on the 20th they offered position on the spot they acted like it was an ASAP thing ...............….but they have to do paperwork etc so it is now the 29th with no start date given yet.

I am assuming it will be next Monday but I am now getting some other offers for interviews and I am debating on whether I should respond and act like the other deal is not done. I did accept and I will feel wrong for not honoring that verbal commitment but am frustrated that it is dragging on.

I hope that I get the call by Friday or I will simply have to move on. I sometimes wonder if my loyalty to my word and not wanting to burn bridges is actually holding me back.

new shoes .. new plan

May 24th, 2019 at 08:44 pm

So today my son came by and we went shopping for new shoes... I had an idea of what I wanted but was not seeing what I had in mind.
Went to a few stores, picked up a couple of items at a new store to our area called Anko. They had some extremely inexpensive items was fun to look at.
They had clothing and once I was good looking for US sizes as the tag size refers to Australia size. I do not think the conversion was accurate as I bought a size that should fit but was quite snug. cannot decide to return item or use it as motivation to drop some weight.
We then went a few more places and I found an acceptable shoe item of what I was looking for my son insisted a get a second pair of basic tennis shoes and made sure I promptly threw out the pairs I had at home that were starting to fall apart.
We had a long talk about spending habits as he makes good money and spends quite freely ( he bought my 2 pair of shoes today) he told me he Never saw me buy things for myself only things for him and siblings and dad when he was a child.
He seems to think I do not value myself and am squirreling away money that I should spend some on myself as my expenses are quite low and most all of my income is just extra for his dad and I.

Sometimes my kids can be the harshest critics but I often see their point after thinking about it. I should have taken a walk after dinner by talked myself out of it as it has rained a bit and well the shoe are brand new.
yes I see the procrastination.....

since I just left my last Temp assignment a month ago they do not need me to fill out all paperwork again but will need to take a drug test. I appreciate the reason but I am aggravated that the lab they use only has 2 locations both very hard to get to through a ton of traffic. I planned to go on Wednesday but had trouble printing up paper for it when I got it printed found lab now ONLY takes appointments( last time before last assignment they took walk ins) so I can not go until Tuesday after the holiday.
I think that is going to push back start date I had hoped it would be before june 1 but now doubt that will happen. need a new frame of mind and I think getting back to work may help this funk I have been fighting lately.

hard to change bad habits

May 23rd, 2019 at 10:08 am

Not about money completely but other habits.
I went into super frugal mode when I was in between jobs even though I was confident I could replace my last temp gig.
I had many offers from places but with them came a long commute so I sat back and now was re-hired for another temp assignment where I was.

Close to me and they are paying more per hour the schedule is more 8-5 when I have been in jobs that were like 5am to 2 so this will seem much later and with that comes a lot of traffic for the commute.

I did not get a lot done when I have been at home sat and watched a lot of tv did some reorganizing but I need to do more yard work and start walking for exercise I did limit and made diet changes losing some weight but in the big picture wasted a lot of time. Did not touch any savings but did make a dent in one of the checking accts as I am still paying for food and small bills I was paying when working.

During the last months of my last temp placement that ended about a month ago I was not focused on what I was doing with money. I just threw it at everything.

I did add to savings (about 3000) and retirement (about 4000) as well as paying down principal (1000) on my home #1.
I think I would feel better having more cash if I continue working temp things that can have time between jobs. I had the cash in savings but I was determined to not tap that. while that is good I also feel I was too restrictive as I did not buy things I actually need like new shoes mine are falling apart.

trying to blog again.

May 13th, 2019 at 05:54 am

I was simply not in the right place to blog before not sure I am now but I find putting ideas or things in writing especially with the ability to get feedback is something I might need.

I am in a very mixed place as my temporary job has now ended. I have no desire to find a new placement and simply have not seen the right job listings for something I can picture myself in a permanent role. I know that I need to adjust my attitude to be in a better place I am just frustrated by incompetence that surrounds me.

For some unknown reason the IRS said the direct deposit for our refund did not work no explanation (the routing and acct # were correct) so they said they would mail a check waiting and waiting and when it gets here not only did they have the wrong zip code they put the wrong street # ( my street is 112th they had address on 11th street) too all was CORRECT on the filing and the w-2s attached , just gross incompetence on the IRS.

I had many emails the last week of work telling me they wanted to place me here or there.... I responded to all those that were relevant to my commute distances etc and told agencies, I was free on a specific date.... fast forward and now zero follow-ups or getting back in touch with me.

there were many jobs listed while I was still working I should have applied for but as I felt I should finish assignment and the last couple of weeks they kept changing end dates I honored my commitment now that I am done the good postings in my area seem to vanish.


thankfully I am in a good finance place. I was really able to boost my savings at last placement and spouse income is more then enough to support us. I have NEVER applied for unemployment but know that I am qualified to do so I am wondering if it will be worth the hassle just in case I do get a call back from temp place.