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Archive for October, 2019

great progress vs mental sanity

October 16th, 2019 at 06:04 am

Well another week I made deposits to all accounts and paid extra on mortgage.... I should be thrilled but I HATE being bored all day at work.

I am less and less impressed with the people I work with as they all do so little it is amazing. I am really leaning towards giving notice. everyone in person tells me to just suck it up since they pay very well..... but it is eating at my soul to sit doing nothing and taking a check for it.

I feel bad because they would need to show a new person procedures i have learned to do here but I am becoming snappy at home simply put DH was used to me doing EVERYTHING when off work now he seems to expect me to come home and do all by myself.
I cannot be so frustrated and then face dirty dishes and a whats for dinner attitude from him. FIGURE IT OUT yourself i just spent 4 hours trying to stay awake i do not want to be go right to cooking.

why did this start again?

October 14th, 2019 at 05:03 am

I went across the state to see some family.
Lately i have noticed what i would consider places reverting back to practices i thought were gone.

when many places Started to take credit they set out minimum purchase or sometimes a fee to take credit and i had HEARD that some places have a block dollar hold until the transaction is complete like if you bought gas it may put a pending $100 until your purchase clears.

All of those things kind of disappeared for awhile (years) in my area.... now it is Back.
I am not sure why and i understand from the retailers standpoint the fees with credit are probably really eating into their income but i just seemed surprised this popped up. I check my accounts and almost freaked out it said i bought $100 in gas but it cleared as the $24 i actually spent.
Maybe in different areas this practice never stopped but in my area i am just noticing it coming back more and more with signs stating minimum $ for credit purchases etc.
The gas thing I remembered that was the practice before so i did not go into full WTH mode and make calls and it worked itself out as it processed but maybe someone did not have that leeway to have a hold on that extra money. they should let people KNOW put up a sign if there is a hold until processed.


perhaps people figured out that taking cards so they did not limit customers did not pan out and they are now forced to rethink if it is worth it.

is this weird??

October 11th, 2019 at 06:23 am

so the place i work is very casual they often cater and any leftovers brought to break room in a help yourself manner.
they also have a company that brings in a lot of fruit twice a week as a snack or pick me up in afternoon according to their sign.

We have people who seem to feel this is a grocery store I went to rest room and when came back all items gone in 3 minutes. I see people with bags with 4 bananas and some other items pears/ oranges / apples on their desk. they also have tea bags that some pack into their purse or pockets.

I feel grateful if I get one banana if I crave a afternoon snack but think it is odd and bad taste to pack this up like we are in a scene from walking dead.

granted I do not know how much everyone makes I only assume at least what I do as I am a temp.

is this normal or tacky like I think it is?

another question as I know many people have a side gig nowdays for many reasons does the fact many here have other jobs etc that it tells me this place must not pay the regulars as well as i assumed even though frankly they are grossly overpaying me for what they have me do.

well there goes some more

October 7th, 2019 at 06:20 am

A few years ago i worked for a company that was great at hiding all their debt and bad practices. I had many friends at this place.

I left as I felt this company was very sleazy. Many friends stayed bought the lines that every company did these things whenever someone was about to get a glimpse of their DARK side. Most people whom left after me found out first hand the company was NOT whom the pretend to be to either employees or the public.

Well as I had predicted sooner or later it catches up and the company announced they will need to make cuts. I clicked on a link posted by a friend(on FB) and saw in the comments ( by employees across the company) that unlike the simple pruning they claim they made real cuts with an ax and almost the same day their public announcement came sounds a bit more serious then they let on.
I have not said a word ... yet some so- called friends (I guess think I might say "told you" ) just cut me off or blocked me. I have never said anything regarding their choice to continue working there only have told a few there are many more options out there.

I had tried to message a person before this happened but now I am sure they will not get back to me. Friends unlike money or jobs are not as easy to replace.

I recently have had the cold shoulder from a past co-worker/ friend that complained that she was not making money after daycare etc. I suggested an evening job so they could cut that expense ... OH NO she was not a retail or service industry person she was an office job type... fast forward marriage fell apart largely money issues and she is so proud of working evenings at a restaurant. so the difference must have been?


another week down

October 5th, 2019 at 07:31 am

It is exhausting trying to stay busy wish they had more work they keep saying "more is almost here" so i will wait.
I have really done math while at work to see how much extra to pay off house in 36 / 30 / 24 / or 12 months.
I have been averaging somewhere between the 36/30 month category ( if 36 month will have paid the 15 year loan in 11)
It is weird that even with 20% increase in my income i somehow do not feel the progress i think i should.
my check is split 3 ways
25% goes to my everyday checking
10% goes to one of my three savings accounts
65% is in what i call my holding tank it is split to investments the other two savings and paying extra on mortgage.
So i had some small charges on credit and now i found out i did my math wrong and almost paid too much had to stop and wait for billing to catch up.
i am paying weekly as that is how temps are generally paid, this has always worked for me but sometimes my payments get there before bill cycle. more then one bill i end up with a credit on a bill. that just offsets charges for next month.

I can see small gains each week but it might be more rewarding to see one payment per month. oh well as long as it is credited 75 per week vs lil over 300 a month is the same.
it is easy to see how as people get a raise/ or a better job it can be absorbed and not noticed after a couple months.

random thoughts

October 2nd, 2019 at 05:23 am

It is a shame we lost so much both on the blogs and the forums there were many conversations that were really interesting to read.
I know things online sometimes have issues but it would be nice for an official what happened post.

I have been using my down time at my job to try to rework my focus in my budget. they have come up with a few things to do but not enough to be full time.

I have two routes #1 is to pay off extra on my mortgage which as i see it is a guaranteed return that is higher then my current savings accounts or #2 put into investments that are at best a crap shoot as they have been so up and down lately.

I have always been doing paying across the board but for some reason I am anxious to see bigger progress it is just a matter of looking at it i suppose if i save $500 and it goes into savings/ investments/ house etc it is still $500 if it goes to just 1 item like the house.

In many of my previous temp jobs i was feeling this anxious feeling when they were about to come to and end this job most likely will be permanent...... but I feel like i do not want to even bring in anything to personalize my desk it is a weird feeling.
the boss told me he is very happy with my work but I just am sure sooner or later they will see how small of workload there is and i am not needed or maybe part time.