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does everyone feel this

November 3rd, 2019 at 10:22 pm

We as savers carefully watch as our balances grow like a plant. Once in awhile something comes up and we need to spend some of our money.
In my case it is a long overdue furnace upgrade in house #1. In general it is a good thing and actually will be some what of an investment as it will be something I would have had to do if i was going to sell.

Not sure we will but the idea has been discussed.

i ended up taking some funds out of 2 accounts.
I simply hate the feeling of looking at the dropped balances.
I am freaking out about trying to get the balances back up and how long it will take.
i honestly do not think i have as much anxiety if i had charged it on a card instead. I somehow find it more comforting to watch a balance on card fall then how slowly accounts seem to build. i am down 5k.

In my head it all makes sense pay with cash funds... no interest etc ...........but i HATE spending an account that took almost a year to get to that point.
On the good news front after getting a letter saying my payment on house one could change due to escrow amounts i find out today it went down 39.23 a month and our car insurance also went down about $5.00 per month. i am trying to be positive that i can recoup my savings with the $44 extra helping.