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bad DATA

December 11th, 2020 at 01:34 am

So I looked at Mint which I only  have one accounts added there but  I like the  credit score feature on Mint. 

I recently looked and found BAD info on their credit breakdown they say they use Transunion ........so i went to them to get my free credit report they offer.  One free weekly this year due to Covid.... but the item that shows on Mint does not show on transunion or experian  reports....... since it is not on my real credit reports i wonder where it came from or how to correct it.

I have had Nothing but trouble in trying to add accounts to one site to see big picture as a  CU I use ......does not want you to connect through others sites so they either dont update or have a connection issue every time.  also some items do not update for days so it is just as easy to get information from a few sites. 

I am amused at how different companies catagorize items 

my bank somehow lists all payments to Waste Management as Dining out....... LOL     

i am finding all these " helpful" features more work then doing by myself on an excel sheet. 

 

Posted in Personal Finance | 2 Comments »

2 Responses to “bad DATA”

  1. terri77 Says:
    December 12th, 2020 at 04:38 pm 1607791133
    1607791133

    I’m not sure which credit bureau Mint uses, but it is the same as Capital One as the scores always match. My Experian credit score is always higher. Sorry that Mint isn’t working out for you. I’ve used it for over a decade & I don’t know what I would do without it!

  2. terri77 Says:
    December 13th, 2020 at 01:15 pm 1607865315
    1607865315

    Yes, I too have to recategorize the same transactions. I guess it doesn’t bother me too much because I check my accounts via Mint a few times a day.

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