In getting mail yesterday i had a letter from a collection agency. I opened and found a debt from a medical visit i had to a local ER in January.
I had to wait until today as the billing group was in another time zone. I was confused as I had NEVER
received a bill and my insurance did not either.
I called today and waited 40 minutes to talk to a representative.
I laid out the scene no EOB as insurance never was billed/ no bill ever reaching me... and immediate turn over to collection. I told her i thought this was a poor business practice if this was their standard operational procedure.
My complaint is in trying to justify the representative resorted to illogical claims.
1.rep claim: "There was no insurance listed"... well this would be a subcontractor to the hospital so the hospital is the source of information.... other groups like hospital and radiology had correct information so this group was the ONLY one that did not have it or perhaps ask for it.
2. Rep claim "a bill was sent to patient and returned to them by post office" the address she had was deliverable so I doubted that and asked why no information was checked and her last illogical claim was they cannot call out to verify any information.
If a bill was returned i have never heard of company that did not verify address.
Perhaps regular reps cannot call out but find it odd since medical billing can have many small errors like transposed numbers etc .... that Someone should be researching the claims instead of fast track to a collection group.
I am debating sending a letter to medical group to inform them that this was very poor practice and as billing group represents them they should review where the ball was dropped.
I wonder if it will fall on deaf ears...I would like to think this may save someone else the time and aggravation.
The rep claims she is pulling from collection will bill insurance and correct address ( there was no issue) to mail bill after insurance is cleared.
I find it especially disturbing as medical debt is a huge problem in this country and some people do not fight to clear up a cascade of errors.
Viewing the 'frustrated' Category
In getting mail yesterday i had a letter from a collection agency. I opened and found a debt from a medical visit i had to a local ER in January.
I am in awe everyday at the amount of complete mess this pandemic has brought to light.
We will learn very little as all the data seems corrupt i have only seen one state go back and try to correct their official counts on death as EVERY death is counted as a covid death in many many places.
NOW due to the complete lack of foresight for FRAUD some states mine included have been overrun with fraudulent claims. SO now all the unemployment numbers are corrupted as well. I no longer believe any of the stats.
The company I work for had a ton of claims filed for current staff that were never off of work. I too had someone fill a claim using a previous name and previous address.... one may think the state will catch such glaring errors but the governor told them to side step the basic verify steps to get unemployment out ASAP. Now the state has lost millions to fraud.
I filled out the fraud claim there was actually a choice on form of " not me i am still working"
I do not think they had a chance to pay on this false claim.... but am furious that even the most basic verification would have stopped this one in its tracks.
The state would not even share the info used by fraudsters that might help the victim narrow down where their information was stolen. What job did they list as last employment? / did they have my correct SSN or did they just put random # as with other friends who had claims filed with their name but wrong SSN# ( their state shared information).
I GUESS the BONUS for those of workers and businesses exposed is we get EXTRA work to play ID theft monitoring and watching every credit file.
I think any politician and any person working in unemployment department that did not stand up and say " rushing things through and skipping verification will be a disaster" should be held liable for all the taxpayers loss in this system.
If public employees were held even partially responsible then perhaps they would DO their jobs and when suggested by idiots to circumvent the items in place to safeguard the system ... they would tell them that is a recipe for disaster.
Even if my state will not recover the millions lost i do not think the rest of taxpayers should bail out this mismanagement.
Simply put do NOT believe the NEWS who paint the picture of millions of unemployment claims i know of at least 100 false..personally so i can imagine how WRONG this data is as well.
So my daughter works for a very large grocery retailer the topic of masks come to mind. Due to a medical condition it is very hard for DD to breathe wearing a mask for long periods of time. They excused her from it now a week plus later they say it is Required... so we looked into it ..
According to OSHA to make required.... the business is required to pay for medical clearances and Provide clean masks for each shift.
The mask they passed out and ask staff to wash is practically see thru and you can blow out a match through it. The manager confessed he was trying to push an issue and the corporation wants all staff to wear for show to the customers but does not require because the cost of compliance to OSHA rules.
So when reading people saying their STATE requires a mask they would be subject to the same OSHA requirements to make sure it is safe for people to wear masks that may interfere with their breathing. Not just make a cloth mask at home.
A recent car wreck was attributed to lady passing out after long time wearing a mask while driving ...I have no idea why she would since she was alone in car, but perhaps she was told it is REQUIRED.
Words like suggests/ recommends / prefers is not the same as REQUIRE..... so is the government going to help with all businesses forced to comply with OSHA respiratory regulations in reopening? you also would need at least N95 masks and a person trained for correct fit etc.
I have alot of time to think about items as WFH has been really watch TV or movie answer a couple of emails and attend one or two zoom meetings.
leaves alot of time to do other things or think about things.
As I said in my post yesterday my DD is thinking about moving out of the house she has rented from me.
I did not expect this to bother me as much as it has. I have been thinking about what is next. we moved a few years ago for DH work and bought a second home here for cash. I have never liked this area and had hoped to move home when we retired.
That is what he told me we kept house and rented to DD and SIL for an extremely reasonable price. It is in a good location and has 5 bedrooms so it can be sold I guess, I just feel lost as this was our home from early on and I am somewhat attached to it.
I am trying to see it as a box or commodity simply to be sold. I look around to some we know who have beautiful new built homes that look like a catalog but they are never there both working into retirement trying to pay for this show home ... WHY have that unless you have the time to enjoy it?
Both my home are not the newest builds and latest gadgets etc but both are good locations and very functional. I think DH has changed his mind on moving back as the area we are now has more temperate weather. All he seems concerned about is how long a golf season is.
So I think DD and SIL should have been more upfront on their intentions and I also think DH should be clear on do we sell or not. If I hear what ever you want one more time I might snap.
If nothing has any sentimental value I guess I should start purging all my things now.
It helps to vent.....
As with any hobby there are ups and downs and since I really like to people watch this hysteria has upped the drama.
The absolute meltdown of a person since Starbucks is not refilling reusable cups at this time who cares about pandemics if you can save a paper cup . ...
The person who thinks the young lady at the store can be convinced to "find" some hand sanitizer they are somehow holding in the backroom for really "special people.
The few ladies who brought their kids (since their school is closed ) to McDonald's to play together while mommies talk. or chatting in store as their kids are licking the cart......
Welcome to the hot zone......
We got a serious email from CEO asking people to come only if it is VITAL but evidently my boss does not know what that means. I sat for 4 hours with nothing to do.... nor does 25% of Staff still on site they have one suspected case they said they would alert anyone who may have had contact as we have many buildings. We badge in each time to enter but NO one that had visited suspects building has been notified and security company says the data is not easy to compile it would be pages and pages as people come and go so they are just asking guy who he talked to not who was near him......
Clearly as I look around I see so many simply herding cats .... I feel for anyone with health issues that will make this more dangerous.
If people are counting on the words they were told they are going to be severely disappointed. Most "actions" were after the cat is out of the bag and overlooking the pre-symptom time frame.
so i had a long weekend off the check for this week will be sad but as this is just extra income I am OK.
I went to a dermatologist as I had a new odd growth looked like a mole had all the " signs" the articles etc tell you to look for irregular edges / rough texture/ changing color /itchy etc.
Took this DR 15 seconds to say "Nope, it is a common benign growth ( long weird name) that has zero chance of cancer"
I was relieved but also felt a bit silly. i told him that i had been reading and this met many of items to look for and he said " yep see people all the time that DO NOT need to be here based on some fear mongering skin cancer article".
I was surprised by his candor and wonder how many people are taking time for appointments I missed 2 hours of work and paying co-pay etc for this sort of thing. Perhaps this is why we have such a medical care problem in this country... people who put stuff off or people clogging the system for no reason.
I KNOW i will think twice before running in based on "SIGNS" to look for not just misleading articles but if you look up in a site on internet often say the same thing.
this is new insurance so i am not even sure yet what this will end up costing me.
I can blame no one but myself. When i interviewed for this job it was mostly to get a practice interview and be back in a better place for job searching.
The last temp place ended quickly and had made me angry at the incompetence that i was hired for 6 months and it ended at 6 weeks because the manager hired based on false information. The amount of work was grossly overestimated or her regular staff was that slow.
I had doubts before interview thought they would go another way. I should have said no. The money is good/ i don't have nearly enough to do.
Now they have me doing more items involving going to other buildings we have i am now driving between them and I get no extra for gas.
Tomorrow they want me to drive into a large city we are close to for an hour meeting. Even on low traffic times the drive to and from will be an hour each way( pay for parking).
i am on the clock and therefore i would think that is a liability issue if i was hurt in an accident.
That is too much, I looked at public transportation would be 3 buses and 1 hour 49 minutes each way.
A day before a holiday most people will not even be there i am not happy. I may take a day off since i have not been feeling well and have a dr appt later today.
i think the travel between all these locations should have been told to me they said SELDOM ... not many times a week. They did not mention this place that is so difficult to get to.
The time is NOT distance but the insane traffic in this area. that puts my car at risk as they have many accidents in that congestion.
Everyone else is on salary so they seem put out that I do not take my computer home each day and answer their emails after hours. I AM hourly and it is not ok to ask me to work off the clock.
The meetings they have me take notes and order and serve food at are at lunchtime but they seem put out that I take my 30 minute Lunch break after the meeting. They want me to send emails and do items discussed in meeting to me that is working through my time.
I began working at a young age. Prior to a "real" job I did odd jobs and babysitting etc. i have always saved never had much use for trends etc.
Never knew what "i wanted to be when i grew up" and took and stayed at a job for many years based on benefits more then pay.
Well after my needs changed my DH wanted to move for a job we had talked about it for a decade with many many offers. Well we did it and he said you no longer HAVE to work. I did continue to work, part out of boredom part to continue paying things. i have NEVER liked this area it has been almost 7 years and still hate it. worked various places have not found a place i WANTED to stay plenty of offers from employers begging me to stay.
i have a friend whom has a seasonal job that from what i can see not great paying but she says she just LOVES it...
i am jealous i guess i want something i want to go to not hate so bad i start to have regular "sick" days just because i can not force myself to go. This current job has showed me i would work for half the pay doing the most mundane things i can think of and be satisfied.
Do others just suck it up and go when you cannot stand it?
If i hear one more person say " i wish i had so little to do" I might smack them.
NO you don't.
Yes, I have spent days writing for myself/ reading a book and surfing the internet even fell asleep once. This is in an open workspace so pretending to be busy is the normal although most days the ladies room is filled with people either talking or playing games on their phone.
This is becoming intolerable but people say i am crazy since they pay quite well for NOTHING.
I am not in the right frame of mind to interview for another position as this is a placement i will need to talk to both agency and employer to say no thanks can no longer do this. I want to maintain a relationship with agency in case i need another placement but i am worried if i let this fester much longer i will snap.
Well another week I made deposits to all accounts and paid extra on mortgage.... I should be thrilled but I HATE being bored all day at work.
I am less and less impressed with the people I work with as they all do so little it is amazing. I am really leaning towards giving notice. everyone in person tells me to just suck it up since they pay very well..... but it is eating at my soul to sit doing nothing and taking a check for it.
I feel bad because they would need to show a new person procedures i have learned to do here but I am becoming snappy at home simply put DH was used to me doing EVERYTHING when off work now he seems to expect me to come home and do all by myself.
I cannot be so frustrated and then face dirty dishes and a whats for dinner attitude from him. FIGURE IT OUT yourself i just spent 4 hours trying to stay awake i do not want to be go right to cooking.