<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: November, 2019
 

Archive for November, 2019

nudging myself to a new normal

November 10th, 2019 at 07:43 am

I am trying to see the good in this job regardless of how boring it is.
I was upset about the decrease in savings partly because I thought some of the money was coming from a different source ( a joint account with DH)
I realize that this is not worth getting worked up about in comparison I am but should be MORE grateful that I have great flexibility in re-saving that amount etc.
I just need to refocus and plan for other items.
I am trying to think up Christmas ideas that have meaning not just gifts for gifts. I have been trying to get people experiences instead of stuff. I have 3 very different groups to buy for so it makes it especially hard but can search for ideas in my downtime at job.

does everyone feel this

November 3rd, 2019 at 02:22 pm

We as savers carefully watch as our balances grow like a plant. Once in awhile something comes up and we need to spend some of our money.
In my case it is a long overdue furnace upgrade in house #1. In general it is a good thing and actually will be some what of an investment as it will be something I would have had to do if i was going to sell.

Not sure we will but the idea has been discussed.

i ended up taking some funds out of 2 accounts.
I simply hate the feeling of looking at the dropped balances.
I am freaking out about trying to get the balances back up and how long it will take.
i honestly do not think i have as much anxiety if i had charged it on a card instead. I somehow find it more comforting to watch a balance on card fall then how slowly accounts seem to build. i am down 5k.

In my head it all makes sense pay with cash funds... no interest etc ...........but i HATE spending an account that took almost a year to get to that point.
On the good news front after getting a letter saying my payment on house one could change due to escrow amounts i find out today it went down 39.23 a month and our car insurance also went down about $5.00 per month. i am trying to be positive that i can recoup my savings with the $44 extra helping.