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2020 new year

January 4th, 2020 at 08:02 pm

So as the new year starts I want to hit the ground running...

I have not hit the maximum for IRA/ Roth for 2019 but from experience last year even with notations it is for 2019 sometime in the processing they credit 2020.
I am thinking forgoing trying to finish 2019 contributions but jump to this year.
I toy every other month with slowing down the extra house payoff and throwing more in retirement accounts but I feel cautious that I do not want to throw too much at investing buying at high prices.

Which brings me to the job front. I do not want to stay but the money is good and I have flush funds to invest... so i could find something else but for same hours i would be making less per hour. my contract lasts until July I have lasted this long unless they offer a permanent position i will decline.

2 Responses to “2020 new year”

  1. rob62521 Says:
    1578252502

    If you have lasted this long, I'd try to stick with it if the money is good. You may be able to do some short term investing with CD's until you can figure out where you want to put some money for the long term.

  2. terri77 Says:
    1578338518

    How do you send your contributions? I know with Vanguard you can note which year the contribution is for until April 15th provided you haven’t maxed it out for the prior year. That’s the online process at least, if you’re sending a check you have to rely on ppl actually reading.

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