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look back to see progress

June 20th, 2019 at 06:04 am

this is one of the entries I had in the forum setting

June 2018
mort 27,920
car 4250
cc#1 125
cc#2 1095

NOW in 2019....
The difference now is I only have the mortgage which is at 21,938 all other is gone.

I have saved approx. about $4600 give or take a few dollars for ef/ house fund savings and another 3700 contributions in investment accts that include IRA/ ROTH/ an taxable fund acct.

I should feel great that there is a very noticeable progress but I am not feeling it.

I felt more focused when I had real debt. just too many places to put money now. Yes I want to focus better on ira/roth last year I wanted to increase the savings area first.

3 Responses to “look back to see progress”

  1. Amber Says:

    Good for you on knocking that debt off. Shift your focus to the house and of course retirement

  2. VS_ozgirl Says:

    Congratulations that’s awesome!! You’ve moved from repayment of debt to growing your wealth, sometimes it just takes your mind a while to adjust.

  3. Smallsteps Says:

    Debt payoff is clear cut what to do next isn't always.
    I am not interested in chasing .01% points on putting money into this or that. That seems exhausting moving money all the time for promo deals etc.

    Paying off house is easy but since it is at 2.87% seems like there are better ways to invest.
    The worse part is any conversation, is like everyone BECOMES a salesman for their views in choice of bank/ fund collections/trading platform etc.
    Some will start attacking companies you may use without ANY previous knowledge of them. I tend to avoid these conversations but it would be nice to talk general ideas without someone telling me " no you must buy it here" etc.

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