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How far do you go?

December 28th, 2018 at 06:01 pm

In discussions recently and reading some " financial" advice I am a bit surprised and a bit angry.

A friend who has a impressive retirement account told me her and her hubby used food banks in order to put all her money away.
NOW I hear of people who are scheduling their income to look low to qualify for subsidized ACA premiums at the expense to everyone else to save themselves money.

I was always in the thought that safety net programs were for those in need not as a way to allow extra savings?

How far is it ok to go ?
this weekend I watched a person throw a fit in a restaurant to get her meal for free she seemed quite pleased with herself.
Do people feel good about their "savings" when it is taking advantage of others?

4 Responses to “How far do you go?”

  1. alliecat79 Says:

    You are correct. Those programs are definitely not intended for individuals looking to save a buck. That is really sad to hear.

  2. creditcardfree Says:

    That's too far in my opinion. But there will always be people who take advantage. Do food pantries ever check income? Might not be right either, but it could prevent this type of situation.

  3. LuckyRobin Says:

    I think that is very unethical of your friend to do and is really a form of fraud. Food banks are for those who cannot afford food, not for people who simply want to maximize their retirement fund. They are basically stealing from poverty stricken people when they do this. Food banks run out of food quite often. If you are taking it when you don't need it, it means someone else is going hungry because of your selfishness. Would your friend walk into someone's garden and pick all their produce so she wouldn't have to spend money on food? Would she steal out of other people's cupboards and refrigerators? Because it is the same thing as what she is doing here.

    As for the ACA, I feel like the government screwed over everyone who is working class with that piece of legislation, so if people can find any way at all to make it work for them, they are free to do so as long as they are not violating the law. This is from someone that was nearly driven to bankruptcy because of the ACA, though, so I am bitter and I say screw the government on that score.

  4. Smallsteps Says:

    This type of thing has gone on for probably as long as programs exist. I have many other examples unfortunately of people playing on charity to save money, but this is my thought on this...
    I am losing my empathy for contributing for programs and get angry when media writes that these programs are overwhelmed and paint a picture of desperation that may not be true at all.

    I worked in the grocery industry and saw food stamp abuse and it is not what my state foolishly thinks it is so it just goes on and on. They do not do any real items to combat it.
    Unfortunately many item there are simply the "honor" system as they do not check on many. If all these items (the ACA included) want the honor system to work them maybe we need to work on honor among the general population I see it dying in many people.

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