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Archive for October, 2018

need to track better

October 13th, 2018 at 08:32 am

so I just received the 7th check at my new job based on average amount x 7= Q
I think I have about 26 weeks more left on this placement.
I then took Q and subtracted all extra payments on debt only ended up with about half of total of Q...…..

next I subtracted bills paid/ food cost/ gas / and then found I still have about 800 I don't have a clear idea where it went.

I think about 400 went to IRA/ other investment and think the other 400 was split among the savings accounts / checking accounts and a couple of eating out splurges. and a $80 eye cream I bought and LOVE.

I told myself that I was going to pay off more then I did and even though I felt good watching balances drop I feel disappointed that 400 seemed to not be clearly accounted for.

end of year is coming

October 10th, 2018 at 06:26 pm

I had high hopes to reach a few goals I made for myself by end of year. I doubt now I will make some of them time seems to be moving so fast.
it has been almost a years since my mother passed and I am fighting bouts of depression as the time is approaching.
I lowered my cushion in checking and paid on car and house but I hate the feeling of the lower cushion so I will need to build back up.

End of September had a week with decent OT but have spent all the extra on bills / savings. I do not want to do the seven day a week thing again this month but maybe just a few extra hours a day. having my direct deposit split in 3 accounts makes it seem like I am not making progress in main account.