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Archive for October, 2018

keeping up with whomever

October 18th, 2018 at 06:39 pm

I know that comparing is fruitless as we all have different realities. I spent the day at a teambuilding event for my work we all went to a corn maze and had lunch and played games. I tend to be very quiet and listen and frankly I was stunned by the amount of info they shared.

Many of these people have the new gadgets, nicer cars etc but many of them are working themselves to death with multiple jobs and openly share the fact they are broke.
In this area and I have worked at many places as I do temp work and this scene plays out over and over.
While I should be thrilled and feel grateful that my situation is by comparison, fantastic, I feel sad that the state of financial health and the lack of real financial education by the masses.
I feel over paid at this place for the type of work and they are generous with OT but the people are all chasing their tails.
This is NOT a low end company and I cannot fathom how far ahead I would be if I had been here even a year ago.
I wonder what effect being surrounded by people never making headway is. I think when you look to those around you it is easy to justify splurges as everyone else is doing it etc.

need to track better

October 13th, 2018 at 08:32 am

so I just received the 7th check at my new job based on average amount x 7= Q
I think I have about 26 weeks more left on this placement.
I then took Q and subtracted all extra payments on debt only ended up with about half of total of Q...…..

next I subtracted bills paid/ food cost/ gas / and then found I still have about 800 I don't have a clear idea where it went.

I think about 400 went to IRA/ other investment and think the other 400 was split among the savings accounts / checking accounts and a couple of eating out splurges. and a $80 eye cream I bought and LOVE.

I told myself that I was going to pay off more then I did and even though I felt good watching balances drop I feel disappointed that 400 seemed to not be clearly accounted for.

end of year is coming

October 10th, 2018 at 06:26 pm

I had high hopes to reach a few goals I made for myself by end of year. I doubt now I will make some of them time seems to be moving so fast.
it has been almost a years since my mother passed and I am fighting bouts of depression as the time is approaching.
I lowered my cushion in checking and paid on car and house but I hate the feeling of the lower cushion so I will need to build back up.

End of September had a week with decent OT but have spent all the extra on bills / savings. I do not want to do the seven day a week thing again this month but maybe just a few extra hours a day. having my direct deposit split in 3 accounts makes it seem like I am not making progress in main account.