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pulled in all directions.

June 29th, 2018 at 08:50 am

I have posted a bit on the forums but decided I can get more of my thoughts out in blog form. I have a small debt load if I compared myself with others on this site/ blogs. I also am not in the category of many others who seem to be fairly well off.

I have always done my own thing with my finances including always paying extra on debts/ mortgage etc. I have read so many books from personal finance writers or gurus like Dave Ramsey but I really do not feel most of these are one size fits all. I can easily make all payments without a job right away.
I seem to fight adopting different ideas like writing my budget down. I have running totals in my head and on a spreadsheet but I tend to pay everything almost on a weekly basis. For example I recently had a week long job for a special project. So knowing what my pay will be I paid extra on CCs / car loan / mortgage and prepaid utility bills in case I do not get another long term assignment soon. I have an interview in an hour pays well but I am not sure I want to do this assignment. I have tried talking myself into it by saying I could pay this or that off by x amount of time but I am worried that my payoff plan will override my wanting a job I like vs a job just to have a job.

3 Responses to “pulled in all directions.”

  1. creditcardfree Says:

    Welcome to the blogs! I hope you can find a job you like first! But if we have bills to pay, a job bringing in income is a necessary thing. You are definitely smart to pay off debts when you have money coming in!

  2. Smallsteps Says:

    I know with bills to pay a job is good and necessary thing but I find so many people staying or taking jobs they hate for many reasons.
    When presented with this interview I had also applied for another job. JOB#1 ( the interview) pays 1.50 an hour more and is really wanting the temp to become permanent in a odd industry not really familiar with.
    JOB#2 is paying less but is closer to home and probably a better fit.
    Just like in the past if JOB 1 offers me something I will probably take it but I am bummed that other place has not called ( many places simply do not move this fast as the other place which makes me wonder why). IN Reality it is possible job 2 could not call at all, I have just taken jobs based on first come and was not happy. I want to try for a job/ company I prefer as opposed to first come first served.
    I applied Wednesday to job 2 and Thursday to job 1/ interviewed with job 1 today( Friday) and will know probably tonight it is just so fast I am really not sure what to do. I tried to look on this forum for inspiration but seems like most people just go with biggest paycheck/ fastest job.

  3. ceejay74 Says:

    Keep in mind you can quit the first job you take if you get a more desirable offer. It’s not the best feeling in the world but would be better for you in the long run.

    Oh and welcome!

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