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Archive for June, 2018

pulled in all directions.

June 29th, 2018 at 08:50 am

I have posted a bit on the forums but decided I can get more of my thoughts out in blog form. I have a small debt load if I compared myself with others on this site/ blogs. I also am not in the category of many others who seem to be fairly well off.

I have always done my own thing with my finances including always paying extra on debts/ mortgage etc. I have read so many books from personal finance writers or gurus like Dave Ramsey but I really do not feel most of these are one size fits all. I can easily make all payments without a job right away.
I seem to fight adopting different ideas like writing my budget down. I have running totals in my head and on a spreadsheet but I tend to pay everything almost on a weekly basis. For example I recently had a week long job for a special project. So knowing what my pay will be I paid extra on CCs / car loan / mortgage and prepaid utility bills in case I do not get another long term assignment soon. I have an interview in an hour pays well but I am not sure I want to do this assignment. I have tried talking myself into it by saying I could pay this or that off by x amount of time but I am worried that my payoff plan will override my wanting a job I like vs a job just to have a job.